Charleston South Carolina has become an attractive destination not only for tourists but for people looking for warm weather, great food, beaches and boating. Areas like West Ashley, Mount Pleasant, James Island and Daniel Island have flourished with the growth of Charleston. Home sales in these areas have spiked in recent years as people have relocated to the Lowcountry. Coastal properties like those in the Charleston area require homeowners insurance coverage matching the unique perils of the area. In addition to standard homeowners insurance, most lenders require coverage for damage related to wind events, such as hurricanes.
IZC is an independent insurance agency with expertise in covering coastal areas. We work with both traditional and specialty insurance carriers and are able to gather quotes from multiple carriers on behalf of our customers.
Homeowners in the Charleston area have several considerations when insuring their properties. Charleston is located in a hurricane prone area. Hurricane Hugo devastated many homes in Charleston in 1989 while more recent storms like Hurricane Matthew, Hurricane Irma and Hurricane Dorian caused widespread damage to your personal property. These events can drive the average cost of homeowners insurance and replacements cost above national averages. Insurance Zip Code agents can make sure your homeowner insurance covers against losses from named storms and more.
Flooding is another constant threat to many homes in the Lowcountry, especially coastal properties on Folly Beach, Kiawah Island, Isle of Palms and Seabrook Island. Insurance Zip Codes agents are experts in insuring coastal properties from flooding and hurricane losses. Our team can help you get the best insurance rates and understand replacement costs related to homeowners insurance, flood insurance and auto insurance. Call today to understand coverage options and get a quote online to see how we can help with your flood insurance and homeowners insurance in Charleston, SC. We work with multiple carriers to find the coverage that protects your home.